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How to Lower your Interest Rate without an Appraisal

Did you know that many loans do not require an appraisal to drop your interest rate on your mortgage? One of the largest hurdles for people considering a rate reduction refinance is the up-front cost...

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What are Today’s Mortgage Rates?

There is a lot of confusion when it comes to mortgage rates. You may see rates on the news, TV commercials, internet ads and promotions at your bank but what really are the today’s mortgage rates? The...

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New Maximum Conforming Loan Limits for 2020

Conventional Loans are now bigger and better. The Federal Housing Finance Agency (FHFA) announced the new conforming loan limits for mortgages sold to Fannie Mae and Freddie Mac in 2020. In most of the...

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2021 Conventional Loan Limits

Each year the Federal Housing Finance Agency (FHFA) reviews home appreciation and makes adjustments to the maximum conventional loan limits. With our booming housing market the FHFA was able to...

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Fannie Mae RefiNow Mortgage

New Michigan RefiNow Mortgage introduced to save low-income borrowers thousands by refinancing to lower rates. Lower Costs. Appraisal Waivers Possible. The post Fannie Mae RefiNow Mortgage first...

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Is a Cash-out Refinance Mortgage Right for Me?

What is a Cash-out Refinance Mortgage? A cash-out refinance mortgage is a type of home loan where the borrower takes out additional cash beyond the amount due on their existing mortgage. The extra cash...

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How to Refinance a Land Contract: What Homeowners Must Know

If you bought a home with a contact for deed, you may be researching how to refinance a land contract. When it comes to real estate, there are several financing options available for both buyers and...

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